Homeowner's Page Contents

• Insuring your primary residence

• Insuring your Vacation Home

• FAQs and Answers about Homeowner’s Insurance        

• Please call 505-983-4353 for a quote or click here for an Online Quote

Insuring your primary residence

No two homes are exactly alike. Buying a policy "off the shelf " without a plan can result in a mismatch between what you need and what you’re paying for. Your homeowner’s policy should reflect the uniqueness of your home and your lifestyle. Following are a few of the details we consider in developing a recommendation for you:

• In what year was your home built?

• Has it been extensively renovated?

• Does it incorporate ‘smart’ technology in HVAC, lighting, security and other areas?

• Does it have certain features that would be difficult to replace — such as finely crafted woodwork, a slate roof, antique or period fixtures, custom windows, imported materials, unique brick work, copper gutters, etc?

• Is it furnished with unique, valuable or otherwise difficult-to-replace items, such as antiques, oriental rugs and original art?

• Is it of historical significance?

• Is it often vacant?

• Do you want the option to receive a cash settlement rather than rebuilding in the event of a total loss?

• Do you need flood insurance?

Insuring Your Vacation Home

Your vacation home is a place to ‘get away from it all’ - including the worries of insurance coverage. Some of the things Reynolds Insurance takes into account in finding the right policy for your ‘home away from home’ are:

• Accounting for efforts you take to protect your home - such as having a caretaker or temperature monitoring system - in order to reduce your premium.

• The need for special catastrophic coverage for some locations, such as beachfront homes.

• Increased liability exposure if you rent your vacation home.

Please Call 505-983-4355 For A Quote

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Homeowner’s Insurance FAQs

Please click here for a list of frequently asked questions about homeowner's insurance. If you don't find the answer you need then please give us a call.

Please Call 505-983-4355 For A Quote

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This website provides a basic summary of the insurance products offered by Reynolds Insurance. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.